Between the Lines: February 2013
William H. Lambros, SVP of SPARTA Insurance, is one of four CLM members who answer the question, "How will accident avoidance technologies affect claims handling?”
“How will accident avoidance technologies affect claims handling?”
“New accident avoidance technologies can affect claims handling by reducing the number of auto claims, which is always a positive thing. However, vehicles are still only as safe as the person behind the wheel.”
-William H. Lambros, Senior Vice President, SPARTA Insurance. CLM Fellow since 2008.
“As costs for accident avoidance technologies continue to decline, adoption among automakers and consumers will increase. While these technologies may not eliminate every accident, they should help reduce the severity of a crash and contribute to a reduction in accident frequency in the U.S.”
-Susanna Gotsch, Director, Industry Analyst, CCC Information Services Inc. CLM Fellow since 2013.
“Electronic stability control and other accident avoidance technologies will reduce accident frequency and, ultimately, contribute to lower auto premiums. Claims adjusters and appraisers must become familiar with these technologies before consumers and the overall market see the impact.”
-Greg Horn, Vice President/Industry Relations, Mitchell International. CLM Fellow since 2013.
“The data, good or bad, generated by accident avoidance technology—such as collision avoidance, lane departure, roll stability, and in-cab monitoring—can provide opportunities for early claims evaluation and resolution as well as litigation cost and expense savings.”
-Joseph W. Pappalardo, Esq., Gallagher Sharp. CLM Member Firm since 2011.
Number of seconds your eyes are off the road when sending or reading a text.
Source U.S. Department of Transportation
Percent of highway accidents related to run-off-road, rear-end, and lane-change maneuvers.
Number of preventable fatal crashes if all vehicles had lane departure warning systems.
Percent reduction of near-crashes among young drivers whose cars have a warning system enabled.
Percent decrease in property damage liability claims due to adaptive headlights.